At Marilyn M. Machusick, D.D.S, Inc., our philosophy is to conserve healthy tooth structure with a focus on prevention, remineralization, and minimal dentist intervention. Using scientific advances, minimally invasive dentistry allows us to perform the least amount of dentistry nneeded while never removing more of the tooth structure than is required to restore teeth to their normal condition. In addition, in minimally invasive dentistry, we use long-lasting dental materials that conserve the maximum tooth structure so the need for future repairs is reduced.
Our team consists of dedicated individuals who are kind, friendly, and caring. Our staff is here to ensure a pleasant experience during your visit to our office.
Complete health may be our long-term goal, but our immediate priority is the patient comfort. We do our best to facilitate a relaxing and non-threatening office environment you’ll want to return to again and again. This includes the implementation of multiple techniques to prevent treatment discomfort and minimize anxiety.
You’ll also find our office to be equipped with amenities designed to make your experience more pleasant and enjoyable. From a comfortable waiting area to relaxing treatment areas, every detail has been designed with your satisfaction in mind.
Dental insurance can be confusing, but it can also be very helpful in making dental care affordable for patients. A majority of patients get their dental insurance through their employer while others purchase their own standalone insurance.
In short, patients with dental insurance pay a certain amount each month to their insurance provider and this allows them to get free or discounted dental services. Dental insurance plans are highly variable. Most plans cover preventive care at 100%, including teeth cleanings, exams & x-rays. After that, basic care & major procedures are covered at different percentages.
There are many types of insurance plans available and knowing what PPO, HMO, or Fee-for-Service means will help you make an informed decision when choosing your in-network or out-of-network dentist. Remember that according to the type of insurance you have, your coverage and benefits will vary in different ways.
Many people get confused about what it means for a dental office to be in-network or out-of-network with their dental insurance provider. While “out of network” sounds like the office wouldn’t take your insurance, that’s not always the case and it depends on the type of insurance plan you have.
HMO plans are Health Managed Organization plans. HMOs provide coverage that is limited to those dentists that are IN-NETWORK.
This means that with an HMO plan, you have a designated provider who has established a contract with the insurance company to provide dental services at a pre-established rate. This way the insurance company can set lower premiums for affordable dental care. However, with an HMO
plan, you will only be able to see in-network dentists.
PPO or Preferred Provider Organization plans also offer dental coverage to insurers at reduced rates but PPO plans are much more flexible and the distinction between in-network and out-of-network is much less limiting. A PPO plan allows you to choose any provider working in-network or an out-of-network dentist if you wish.
By choosing an in-network dentist, you will receive dental care at pre-established rates that the dentist has agreed to with the insurance company, but you’re limited to the providers on the list. By choosing an out-of-network dentist, you are free to choose the one that best suits your needs but you may spend more out of pocket because the provider is not subject to any fixed prices.
Both in-network and out-of-network dentists can work with insurance. As previously mentioned, out-of-network does not mean you can’t use your insurance. It doesn’t mean you won’t get any benefits from your plan either. Choosing an out-of-network provider means you will have to pay for services at the time of treatment.
While we are in network with several insurance companies, as a service to our patients, our practice will file claims electronically to your insurance company regardless of being in or out of network. We will answer any questions you may have about your insurance and will do our best to maximize your insurance benefits so you pay as little as possible for your care.